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We believe in helping our clients and community live better. As a team, we are driven to offer excellent client experiences, thoughtful financial plans and caring advice. Our legacy is the people and the lives that we have touched.

Our Financial Planning Services



Retirement can span decades, so retirement planning often dominates other financial goals. We’ll show you how to protect and manage the distribution of your assets in a tax-advantaged way.




Accumulation planning addresses an individual’s investment needs, asset allocation, and the suitability of different types of securities in light of your financial goals and risk tolerance.




For most business owners, their business is their most significant asset. We’ll show you how to tap the value of your business to support your current needs, and prepare for your future lifestyle.




Higher education has a hefty price as college tuition continues to rise, but with a proper financial strategy and effective wealth management guidance, it’s an expense that can be planned for.




Estate planning creates a master plan to give more control over assets during life, provide care when disabled, and allow for the transfer of wealth to whom and when you want, at the lowest possible cost.




Our goal is to minimize financial and other losses associated with risks to your assets, business, or health. Your first line of defense is to identify the sources of risk and avoid or minimize major exposure.


Our Financial Planning Process

At PV Financial, our financial planning process begins with trust.

The first step in financial planning is for your financial advisor to get to know you, to understand what your goals and dreams are. Then we can gather relevant information, including financial documents, bank statements and insurance policies. From these records, we analyze your financial position. The action plan we develop will be just for you, based on the goals you have set. Once you approve it, we’ll do the rest. As we implement your plan, we’ll help you transfer any accounts, reallocate assets, or work with your accountant and attorney on an estate plan. Your relationship with us does not end once a plan is implemented. We will be with you when changes occur because we understand life happens.

Integrity. Experience. Commitment.

We’re growing! Seeking a local, community-minded and driven Financial Advisor with a minimum of 1-2 years of previous experience to join our team.

Our Team

Our financial advisors will focus on your relationship, rather than the transaction.

We believe that in order to provide first-rate service and financial guidance, the relationship between Investor and Financial Advisor must be grounded in trust. Your Financial Advisor will undoubtedly focus on your relationship, rather than the transaction, exercising balance, care, skill, diligence and objectivity in the comprehensive process utilized in developing and managing your financial life. It is our core belief that effective communication is the essential basis for a long and healthy relationship. Our team of trained and courteous financial professionals seeks to work together to provide each client with the highest degree of personalized service.

Why not set up a complimentary consultation with one of our financial advisors and begin a relationship now?

PVFG Spotlight

Pioneer Valley Financial Group Welcomes Julian Smith as Summer Finance Intern

Ludlow, MA – Pioneer Valley Financial Group is pleased to announce Julian Smith as our new Summer Finance Intern. Julian is a dedicated and enthusiastic student at Bentley University, majoring in Economics and Finance. Throughout the summer, Julian will gain valuable experience in all aspects of the financial planning process. He will be involved in data collection, client meeting preparation, investment plan creation, and more. This internship will provide Julianwith a comprehensive understanding of the financial services industry and equip…

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Community Engagement

We grew up in the Pioneer Valley, and we believe in this community. That’s why we are always searching for ways of giving back.

Soccer Team - Pioneer Valley Financial
Golf Tournament - Pioneer Valley Financial
MJD - Pioneer Valley Financial
Firefighters - Pioneer Valley Financial
Pie Day - Pioneer Valley Financial
Wreaths Across America - Pioneer Valley Financial