Our Financial Planning Services
Retirement can span decades, so retirement planning often dominates other financial goals. We’ll show you how to protect and manage the distribution of your assets in a tax-advantaged way.
Accumulation planning addresses an individual’s investment needs, asset allocation, and the suitability of different types of securities in light of your goals and risk tolerance.
For most business owners, their business is their most significant asset. We’ll show you how to tap the value of your business to support your current needs, and prepare for your future lifestyle.
Higher education has a hefty price as college tuition continues to rise, but with a proper financial strategy and effective wealth management guidance, it’s an expense that can be planned for.
Estate planning creates a master plan to give more control over assets during life, provide care when disabled, and allow for the transfer of wealth to whom and when you want, at the lowest possible cost.
Our goal is to minimize financial and other losses associated with risks to your assets, business, or health. Your first line of defense is to identify the sources of risk and avoid or minimize major exposure.
Our Financial Planning Process
At PV Financial, our financial planning process begins with trust.
The first step in financial planning is for your financial advisor to get to know you, to understand what your goals and dreams are. Then we can gather relevant information, including financial documents, bank statements and insurance policies. From these records, we analyze your financial position. The action plan we develop will be just for you, based on the goals you have set. Once you approve it, we’ll do the rest. As we implement your plan, we’ll help you transfer any accounts, reallocate assets, or work with your accountant and attorney on an estate plan. Your relationship with us does not end once a plan is implemented. We will be with you when changes occur because we understand life happens.
Our financial advisors will focus on your relationship, rather than the transaction.
We believe that in order to provide first-rate service and guidance, the relationship between Investor and Financial Advisor must be grounded in trust. Your Financial Advisor will undoubtedly focus on your relationship, rather than the transaction, exercising balance, care, skill, diligence and objectivity in the comprehensive process utilized in developing and managing your financial life. It is our core belief that effective communication is the essential basis for a long and healthy relationship. Our team of trained and courteous professionals seeks to work together to provide each Client with the highest degree of personalized service.
Why not set up a complimentary consultation with one of our financial advisors and begin a relationship now?
EXPANDING FIRM EFFORTS TO HELP CLIENTS AND THE COMMUNITY LIVE BETTER
Ludlow, MA- For 20 years, Pioneer Valley Financial Group (PVFG) has been a force for good in the communities we call home. With a mission extending beyond the standard financial advisory firm, PVFG has exhibited remarkable commitment to both clients and local charitable organizations since opening in March 2002. Acting on their core mission to help clients and the community live better, the firm is both proud and privileged to have made over $50,000 in charitable donations throughout 2022. In…